L.M. (Lois) and L. Hiram (Larry) Adams
are Retired Private Investigators, Arizona & New York

L.M.(Lois) Adams and L.Hiram(Larry) Adams are retired private investigators in Arizona and New York

Former Members of:

• World Association of Detectives
• Arizona Fiduciaries Association
• Arizona Association of Licensed Private Investigators
• National Association of Investigative Specialists
• National Association of Licensed Private Investigators (ION)
• Associated Licenced Detectives of New York State
• World Investigators Network, Inc.

Lois M. Adams

Since her retirement from the insurance business in 1992, Lois has served as an insurance administrative consultant within the industry. She also has offered small business bookkeeping, word processing and desk-top publishing services to her own roster of clients as part of her home-based business. After receiving her schooling in the New York State school systems, she began her career as a bookkeeper for the Chenango County Fire and Windstorm Company. She married L. Hiram (Larry) Adams in 1955, and the couple moved to Mesa, Arizona, where Lois took a position with Northwestern Mutual Life Insurance Co. as an assistant agency manager.

Later, she became the office manager for Rick Riikola, CLU, a top agent with New York Life Insurance Company. Here, she learned all aspects of the insurance industry including management and administration, supplemented with ongoing industry education.

In 1976, Lois was employed by Lincoln National Life Insurance Co. of Fort Wayne Indiana in the Phoenix office, as senior new business clerk and senior secretary in the field office. She assisted in new agent training, computer operations and support staff management.

Working closely with her husband Larry, Lois served as officer, director and secretary / treasurer of the family-owned business Smada Inc., Management Consultants for 15 years. She also is president and CEO of the newly-formed corporation Adams and Adams & Associates International. Lois retired from Lincoln National Insurance in March of 1998 after 52 years in the insurance industry.

L. Hiram (Larry) Adams

Larry began his Arizona career in consumer finance in 1957 with Seaboard Finance and after several years in various management positions, he joined Valley National Bank in 1965.

With his colleague James Manalakos, Larry co-wrote the first operations manual for the new Mastercharge Department of the bank and co-developed the idea for the bank's picture ID check cashing card.

After leaving the bank in 1971, Larry went on to become administrative and credit manager for the Oxford First Corporation, and in 1973, became a partner in a large commercial collection agency.

In 1975, he entered Arizona State University where he earned his advanced technical education in general business, management and psychology. He additionally earned a degree at the Pacific Coast School of Banking.

Over the years Larry has been extremely active in community affairs. He has served as senior member of the Advisory Board of Directors of the Rio Salado CC Small Business Institute; he was appointed delegate to both the 1980 and 1986 White House Conference on Small Business for Arizona Cong. Dist. 4. He is a registered Arizona lobbyist offering testimony on small business issues in Arizona and Washington, D.C. He has served as a member of the governor's Arizona Cost Efficiency Commission to bring better management into government.

In March of 2003 Larry was appointed by President George W. Bush to represent the state of Arizona as a member of his National Small Business Advisory Council. In February of 2006 Larry was presented with the 2005 Reagan Gold Medal of his achievements on behalf of small business not only in Arizona but throughout out the world.

A published author and public speaker, he also is a community college instructor in general business and management. He is considered an expert witness in the areas of general business, management and finance; serves on several corporate boards and commissions; and serves as special consultant to the truck transportation industry.

A special consultant to the truck transportation industry, airport, seaport security, including executive protection and Homeland Security.

Larry has developed a power point presentation entitled "How To Recognize The Elements Of Identity Theft and Elder Abuse", which he and Lois present to law enforcement, prosecutors, financial institutions and senior's organization.

Their association with Bob & JoAnn Hartle, the original victims of identity theft through their organization ID Theft Services help ID theft victims for free, no fees of any kind unlike any individuals and organizations out there who have the gall to charge for these services thus revictimizing the victim the second time. Whatever it takes to assist those in getting their lives back together after having become a victim of identity theft. Even if you don't come to us there are free services available starting with the Federal Trade Commission.